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Document Checklist

 

 Purchase Transaction

  • Copies of Driver's License(s) for all borrowers
  • Purchase Agreement (fully executed)
  • Income:  most recent W-2; most recent paystub(s) covering a 30-day period; tax returns for the last 1 or 2 years might be needed if there is any rental, commission, or self-employment income
  • Assets:  most recent bank statement covering a 30-day period
  • Residency Status:   if not a U.S. citizen, copy of front and back of Green Card, or proof of acceptable Visa status
  • Homeowner's Insurance:  Company or Agent's name and phone number

 

 Refinance Transaction

  • Copies of Driver's License(s) for all borrowers
  • Income:  most recent W-2; most recent paystub(s) covering a 30-day period; tax returns for the last 1 or 2 years might be needed if there is any rental, commission, or self-employment income
  • Assets:  most recent bank statement covering a 30-day period
  • Residency Status:   if not a U.S. citizen, copy of front and back of Green Card, or proof of acceptable Visa status
  • Homeowner's Insurance:  Company or Agent's name and phone number
  • HUD-1 Settlement Statement from the last time you refinanced or purchased subject property
  • HELOC/HELOAN Agreement if a second mortgage lien exists on subject property

 

 

 

 

 

Fairview Home Mortgage, NMLS #1705521 (www.nmlsconsumeraccess.org)
3111 Springbank Lane, Suite I, Charlotte, NC  28226
Office:  (704) 941-3650
Ashley@goFHM.com
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